Welcome to The Mortgage House FAQs (Frequently Asked Questions).  

Below is a collection of the over 380 "Ask Roxanne" columns I have written over the last eight+ years.

The categories listed below comprise most of the subjects people have written to me about over the years.  Simply click on the subject that interests you.  If you would like to search for a specific term, put the term in the search box at the bottom of the page and click "go."   This will return all the articles that include that term.

I invite you to spend some time here reading past columns.   Please note that I am not an attorney or CPA, and that all of my comments are based on my over 30 years of experience in the mortgage industry. These articles are a forum to explore real estate principles.  They are not intended to provide tax, legal, insurance or investment advice and should not be relied upon for any of these purposes.  If you have further questions about a particular problem or situation, please contact the appropriate professional(s).

NOTE:  The mortgage industry is changing all the time, and some of the answers listed here were accurate at the time they were written, but may not be now. Please contact me again if you feel an update is needed or consult with a mortgage professional in your area to help find current information for you.

If you would like to submit a mortgage-related question for my comments, please click on the link below.

I appreciate your support over the years, and look forward to answering your questions in the future!

Sincerely,

Roxanne Carr

To submit a question, click here:  GO TO "ASK ROXANNE"

 

Please select a category below:

Appraisals
APR (Annual Percentage Rate)
Armed Forces
Assuming a Loan
Bankruptcy
Biweekly Mortgages
Breaking Industry News
Buydowns/Other Types of Mortgages
CalPERS/CalSTRS Loans
Closing Costs & Points
Cosigning or Coborrowing
Credit (FICO) Scores
Credit Problems
Different Types of Mortgages
Down Payments
Easy Qualifying Loans
Equity Loans
Fast Financing
FHA Financing
Fixed Rate or Adjustables
Foreclosure, REO, Short Sale & Repos
Gift Funds, Gift of Equity
Good Faith Estimate/Truth In Lending
Grace Periods & Per Diem Interest
Home Inspection
Impounds/Escrow Accounts
Interest Rates
Internet Lending
Legal Questions
Loan Quotes
Locking In Rates
Manufactured/Mobile Homes
Maximum Loan Amounts
Miscellaneous Questions
Mortgage Banker, Broker or Direct Lender
Mortgage Forms
Mortgage Insurance
Negative Amortization
No Cost Loans
Owner-Occupancy
Paperwork
Paydowns
Pledged Assets
Preapprovals/Prequalifications
Prepayment Penalty
Prime Rate
Qualifying for a Mortgage
Qualifying Ratios
Refinancing
Rent vs. Buy
Rental Income
Reverse Mortgages
Shopping for a Mortgage
Subprime Mortgages
Tax Advantages
Title Insurance
Title/Vesting/Quitclaims
Truth in Advertising
VA Financing
What's Deductible?
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