At The Mortgage House Inc., we take the needs of our clients very seriously.
The Stockton Branch Office was opened in September 2006 by Fred Womack, Vice President/Branch Manager. We offer a wide range of financing, including Home Purchases, Home Refinances, Reverse Mortgages, 203k Home Improvement Mortgages, First-Time Home Buyer’s Down Payment Assistance Programs and Fannie Mae, Freddie Mac HARP2 Refinance Program.
Our goal is to meet the needs of our clients with over 60 years of experience and knowledge of our loan officers. We also work with our clients to assure them the lowest interest rates, and costs, based on their current financial situation. Our processing staff is the best in the business, with over 50 years of experience. When we give you a pre-approval, you can count on the loan closing!
7339 Pacific Avenue
Stockton, CA 95207
(209) 474-7111 direct
(209) 956-7038 FAX
Jeff Womack was born and raised in Stockton, California. Prior to entering the lending business Jeff served as an account manager for several years at a national advertising agency. Jeff attended Bear Creek High School and holds a Bachelors Degree in Finance from California State University San Marcos. He has been working for The Mortgage House since 2008.
The mortgage business can be complicated, and Jeff takes pride in placing each borrower with the perfect loan for their needs. While understanding mortgage guidelines and qualifications he provides borrowers with a clear outlook of what to expect while moving through the loan process. Whether a borrower is a first-time homebuyer or an experienced investor, Jeff always communicates and educates the borrower to eliminate potential problems.
In the lending field, Jeff values communication, trust, and teamwork. He works closely with local realtors and title companies to guarantee each transaction leads to success.
“Having the latest and greatest loan products makes me effective and versatile and The Mortgage House never disappoints with options for my borrowers. Many banks have limited guidelines and thankfully I have the most options.”
NMLS ID # 262055
Fred Womack has over 38 years of experience in the Mortgage Business, and has worked with The Mortgage House for the past seven years. Fred came into the lending business with a background in Real Estate Sales in the Riverside California area, back in 1975. For the past 32 years, he has worked in the Stockton/San Joaquin area, working first for ARCS Mortgage. Over the years, Fred has closed thousands of home loans, home purchases, refinances, second homes, first-time homebuyers and reverse mortgages. Fred holds a California Department of Real Estate Broker’s License, and is a Certified Mortgage Banker. He holds a BS degree from California Baptist University, Riverside, CA, with emphasis in sales administration, personnel management and finance.
NMLS ID # 218939
I want to give praise and recognition to team. They were all wonderful in assisting me in getting into my home which successfully closed last week. They deserve to be recognized for their efforts in making my loan run smoothly. I am very pleased with this team and would like to express my deepest gratitude to them.N. O.Homebuyer
I have used The mortgage house for my first home purchase back in 2011 and they were great my boyfriend and I decided to purchase a home together and sell my current one so we went back to the mortgage house. My Loan Officer was excellent he was available anytime I had questions I would email him or call him with any little question or concern that I had. He was always willing to help me and explain things thoroughly even if I asked questions over again. He was there from start to finish and I really would recommend using the mortgage house. I would not go anywhere else for any of my home purchasesT. R.Homebuyer